Welcome to SPIH. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.

1. Acceptance of Terms

   By accessing, browsing, or using this website, you confirm that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree to these terms, you should not use or access this website.

2. Changes to Terms

   SPIH reserves the right to modify, update, or change these terms and conditions at any time without prior notice. Your continued use of the website after any changes signifies your acceptance of the revised terms.

3. Use of the Website

   You agree to use the website solely for lawful purposes. You must not use the website in any manner that causes, or may cause, damage to the website or impairment of its availability or accessibility. Additionally, you must not engage in any unlawful or harmful activity while using the website.

4. Intellectual Property

   All content, trademarks, service marks, trade names, logos, and other intellectual property on this website are owned by SPIH or its licensors. You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission from SPIH.

5. User Accounts

   To access certain features of our services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. Please notify us immediately of any unauthorized use of your account.

6. Payment Terms

   Certain services offered by SPIH may require payment. You agree to pay all fees or charges associated with your use of the services according to the billing terms in effect at the time the fee or charge is due. All payments must be made in the currency specified on the website.

7. Refund Policy

   All sales are final unless otherwise stated. We do not offer refunds or exchanges on any services or products unless there is a defect or error on our part. If you believe you are entitled to a refund, please contact us at [email protected] with the details of your request.

8. Limitation of Liability

   To the fullest extent permitted by law, SPIH shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, goodwill, or other intangible losses, resulting from your use or inability to use the service.

9. Indemnification

   You agree to indemnify and hold harmless SPIH, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from your use of the website or services, your violation of these terms, or your infringement of any third-party rights.

10. Termination

    SPIH reserves the right to terminate or suspend your account and access to the services at our sole discretion, without notice, for conduct that we believe violates these terms or is harmful to other users or SPIH.

11. Governing Law

    These terms and conditions are governed by and construed in accordance with the laws of Cyprus. You agree to submit to the exclusive jurisdiction of the courts located in Cyprus to resolve any legal matter arising from these terms.

12. Severability

    If any provision of these terms is found to be invalid or unenforceable by a court, the remaining provisions shall remain in full force and effect.

13. Entire Agreement

    These terms and conditions constitute the entire agreement between you and SPIH regarding your use of the website and services, superseding any prior agreements.

14. Contact Information

    If you have any questions about these terms and conditions, please contact us at:

    Email: [email protected]